Client Education

“Death by a thousand cuts.” This is how we view the hidden fees of investment products that are seldom talked about. High advisor fees, fund costs, trading costs, spreads on trades… all of these costs matter, because all of these costs impact results.

Why choose Linden Thomas & Company Institutional Direct? No more hidden, third-party fund fees, no more hidden advisor fees. Just results.

Ownership of individual securities allows each of our affluent clients to own and control each security directly. This enables Linden Thomas & Company to manage and tailor each portfolio based on the individual investor’s needs; no pre-existing, pooled fund investing.

Through Institutional Direct, each of our clients have the ability to ensure results through ownership and control, and to take advantage of benefits such as gifting and tax-loss harvesting.

The Linden Thomas & Company Earnings Quality Equity Index discipline focuses on identifying and investing in those select companies which meet our earnings quality screens.

Our active manager’s focus on earnings quality in a managed setting takes into account factors such as market forecast, company earnings, net cash flows, and industry. This enhances both growth and results, as well as down-market recovery.

Control is essential to maximizing results. Without the portfolio management capabilities that only direct management can provide, investors are susceptible to the bad behaviors and challenges often associated with investments such as third-party mutual funds. Direct portfolio management mitigates those potentially negative impacts.

Total transparency of holdings, cost, yield, and results allow clients 100% portfolio visibility. This provides them with the necessary information to make well-informed investment decisions.

When building a tailored bond portfolio, it’s important to ensure that yield or cash flow is maximized for two extremely important reasons. One, prior to retirement, it gives more reinvestment power. And, two, after retirement, more cash flow minimizes the need for portfolio drawdown.

Portfolio construction done well will often lead to better upside results, enhanced downside risk, and down-market recovery.